Savings Accounts

Routing Transit Number (RTN): 251482066


Share Savings Accounts

All members are required to have and maintain a share savings account in order for them to be a member at First NRV Credit Union

  • A $5.00 minimum balance is required to maintain your regular savings account at First NRV Credit Union. This serves as your "share" of the credit union.
  • If this minimum balance is not maintained, your accounts will be placed under administrative review. Upon completion of the review, the accounts may be closed if deemed necessary by our management and/or by our board of directors. 

*For the time being, we will be waiving the $5.00 membership fee for all new accounts. Now you only need $5.00 (in cash) to cover your minimum balance requirement for your First NRV Credit Union savings account!


Christmas Club Account

Open a Christmas Club Savings Account at First NRV Federal Credit Union today and avoid the holiday money blues!

  • No minimum balance is required to start the account.
  • The account can be opened at any time in the year.
  • All balances earn dividends. See our current rates for more information.
  • The current dividend rate is posted quarterly.
  • You can even setup a direct deposit to help fill your Christmas Club before the holidays.
  • You cannot transfer or withdraw from this account. If you need the funds before the release date of November 1st of each year, the account will be closed and all funds will be released for your use. Once closed it cannot be reopened until November 1st of that year.

Share Certificates

Upon maturity, the Share Certificate Account will automatically renew at the current rate and will be subject to First NRV FCU's terms and conditions.

  • Promotional Share Certificates are not eligible for renewal at the offered promotional rates.
    • These are one time promotional offers, and will not be renewed at the elevated interest rate. No exceptions will be made.
  • After the initial maturity of the certificate, there is a 10-day grace period to make changes to the renewal and/or disbursement method.
  • Dividends are posted quarterly to all certificate accounts.

IRAs

We have two types of IRAs here at First NRV: (1) Traditional and  (2) ROTH IRAs.

  • The traditional IRA is where money was put into the IRA before taxes were paid, therefore taxes must be paid when money is withdrawn.
  • With the ROTH IRA, taxes are deducted prior to the deposit being made into the IRA. Therefore, money can be withdrawn without paying taxes for the withdrawal.
  • Our IRA accounts have a return rate of 1.00% 

Saving Money: Financial Literacy & Responsibility

Below is a link that will redirect you to a page on the National Credit Union Administration's (NCUA) website that has numerous articles, advice, and tricks for helping you become more financially responsible. And make sure to come down to First NRV Credit Union today and speak with one of our account representatives about our current savings opportunities!