Lending Services and Lines of Credit

Interest rate adjustments/discounts will be assessed during the loan application process. Please contact one of our loan officers at 540-639-0885 for further information or questions.


New & Used Auto, Truck, Motorcycle, & 4-Wheeler Loans

  • Interest Rates starting as low as 3.99%
  • Now offering loans for new and used vehicles at First NRV Credit Union. Please call (540)639-0885 so we can gather all of the necessary information about the vehicle(s) you are looking at!
    • Call ahead to setup an appointment with one of our loan officers to see if they can get you a pre-approval you for a certain amount!
      • That way you can have your budget set before you go window shopping!

APPLY FOR LOAN


Mortgages

  • Speak to one of our mortgage lenders for interest rate details. Please call 540-639-0885 to speak to Owen or Brenda.
  • Click here to be redirected to our Mortgage page.
    • Click on your mortgage officer's name below to begin your Mortgage Preflight.
    • Click here to calculate your Monthly Mortgage Payments (2nd item in the list on this page, look for the words "Save By Refinancing Your Mortgage").

VISA Credit Cards

  • Current Interest Rate is 12.00%
  • This rate is based off of  Wall Street Prime Rate + 7%
  • No annual fees. EVER.
  • No cash advance fees.

    Payday Alternative Loans

    • In a pinch? Apply for a 6-Month Term Payday Advance Loan today at First NRV Credit Union.
    • Interest Rate starting as low as 28.00%. There is also a $20.00 Payday Advance Loan fee that is applied to your accounts for this type of loan.

      APPLY FOR LOAN


      Home Equity Lines of Credit (HELOC)

      • Interest rate is dependent on Wall Street Prime + 0%
        • Wall Street Prime has an interest rate cap of 14.00%

      Unsecured Signature Loan

      • Interest Rates starting as low as 7.99%

      • This type of loan requires no collateral to secure the loan, but the interest rate is higher than that of a secured rate, such as a vehicle loan.

        APPLY FOR LOAN


        RV, Motor Homes, Campers, & Boats

        • New & Used Rates Apply! Call (540)639-0885 to speak to one of our loan officers today!
        • Interest Rates starting as low as 5.74%

          Unimproved Property Loans

          • Interest Rates starting as low as 6.00%